Frank: Hello. Iʼm Frank Roberts, the Accounts manager. What can I do for you?
Mark: Hi. My name is Mark Johnson. This is my wife, Lynn. We move into town and we want some information about opening a bank account.
Frank: What kind of account do you like to open?
Mark: We want to open a checking account.
Frank: How much do you like to deposit today?
Mark: I have $500 in cash and a payroll check for $800.
Frank: Okay. I give you the application forms to fill out. You receive your new bank cards in about two weeks.
After you choose your PIN, you can use the bank machine for deposits, withdrawals, bank transfers and payment of bills.
Mark: Is there a service fee for this type of account?
Frank: There is no fee for a regular checking account.
However, for a small fee of $7.00 a month, we offer two hundred personalized checks, full on-line banking services and a $500 overdraft protection.
Are you interested in that service?
Mark: Yes, that sounds good. We want to take it. Do you have a 24 hour ATM?
Frank: Yes, of course. We also have a 24 hour drive-through service at the side of the building.
Mark: When do you send out the monthly statements?
Frank: On the 5th of every month. I take your forms now. You can endorse your check and go over to the teller.
She handles your deposit for you.
Mark: Thank you very much. You are very helpful.
Frank: Youʼre quite welcome. Hope to see you again soon.